The Mortgage Application Process Explained
Explained below are details of how you can get a mortgage when dealing with Mortgages Direct. We will briefly outline the process you should expect during the application process with a dedicated qualified financial advisor who will assist you from start to finish.
1. First contact
Typically, our customers learn about us from our website. Anyone can start the mortgage application process with us by completing our short online form. Alternatively, you can call us on our lo-call number 1890 746 759 where an agent will gather information about you and your requirements.
2. Following the first contact
A confirmation email, including attached documents (quotations, mortgage application forms and a detailed list of instruction) will be sent to you within 24 hours of first contact.
3. After receipt of your reply
A dedicated advisor will call you within 24 hours of receipt of your return email to find out more detailed information with regard to your financial situation. This information will allow us to determine the best lender and products to suit your needs.
Your mortgage adviser will then answer any further questions you may have and provide explanations of the different product types, interest rates, APR, the application process and any additional costs you may face to ensure that you are well informed as you proceed through your application – all of this will be explained in simple terms and with the least amount of technical jargon.
4. After return of your completed application
Once you have decided on a mortgage and returned your completed mortgage application to us we will process your application without delay. Approval is normally granted within 24 hours after which we will inform you how the final approval stages of a mortgage.